I can help!

Hi, my name is Zina Kumok and in 2011, I graduated college with $28,000 in student loans.

I hated being in debt and wanted to pay off my loans as quickly as possible.

Even though I never earned more than $30,000 a year, I paid off my student loans in three years.

Can I really pay off my student loans early? 

Yes - it’s possible! I paid off my student loans while only earning $30,000 a year. 

And here’s the thing: 

  • I didn’t live with my parents. 
  • I didn’t get a second job. 
  • I didn’t eat Ramen every day. 

Looking at me, you wouldn’t have guessed I was putting almost half my take-home pay toward my loans. I’m not gonna lie, I dress kinda cute. 

I didn’t have anyone showing me how to pay off my loans early. 

I did it all by myself - through trial and error. I learned how to track my spending, find ways to enjoy myself on the cheap and put all my extra dollars toward my debt.

I didn’t have a finance background or a rich boyfriend... I just wanted to be debt free. 

See what one coaching client said about how I helped her pay off her debt in four months:

 "Having had a loan derail my financial stability, I sought out Zina's help to help me figure out a way to pay off my debt as quickly as possible. She was extremely patient with me and offered simple, practical tips to create big gains. So thankful for her assistance and recommended her help and services to many of my friends." - Lauren 

See what others have to say about being debt free:

"Being debt-free has completely changed my life. I have the freedom to be spontaneous, say "Yes" more to fun and "No" to certain jobs that aren't right for me. I have more financial balance and pay for my future, instead of my past. Getting out of student loan debt was the best thing I ever did for my life and my finances."

- Melanie Lockert, Author of Dear Debt: A Story About Breaking Up With Debt, who paid off $81,000 in student loans in five years

"[Paying off my student loans] was the best decision I've ever made, even though it was difficult at the time. Being debt free has helped us in so many ways and it has allowed us to reach for our dreams knowing that we aren't tied back due to debt. We now run a successful business, travel full-time, and live one heck of a great life. I highly recommend that others seek financial freedom and get rid of their debt as well!"

- Michelle Schroeder-Gardner of Making Sense of Cents, who paid off $40,000 in student loans in 7 months 

About Me

I created a course that walks you through all the steps I took to become debt-free. This is a step-by-step guide that will lead you down the path to debt freedom. 

Going down this road by myself was scary, but you don’t have to go it alone. Let me walk with you and show what I learned while paying off my student loans in three years. 

I’ve been debt free for two years now and it’s changed my life. My husband and I were able to move across the country and start working for ourselves full-time. We work at home, in our PJs with our dogs at our feet. None of that would be possible if I still had student loans. 

Becoming debt free can change your life. It can help you switch careers, start a new business or travel the world. Being debt free gives you so many options you never knew you had.

Student Loan Knockout: A 20-Day Journey to Debt Freedom will be available November 1, 2016. Hop on the waitlist and be among the first to find out when you can enroll and start kicking your student loan debt to the curb!  

(Hint: there might also be an early-bird discount and a few special bonuses for the waitlist only). 

This course is only for people who are serious about their debt payoff journey. If you’re not willing to make some changes, you might want to keep walking. 

© 2015 | Zina Kumok

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